Southeast Michigan Fix & Flip Lender

Financing a Dream, One Flip at a Time

Fast, flexible capital for investors buying, rehabbing, and selling houses across metro Detroit. Built by flippers, for flippers — and you pay only after you sell.

Get Pre-Qualified Start Your LLC Free
90%
Up to LTV
100%
Rehab Funding
7-10
Days to Close
6-12
Month Terms
Why Investors Choose Us

Local Underwriting. Zero Red Tape.

We know Metro Detroit because we invest here too. Speed and local expertise that wins deals.

⚡

Close in Days

We close in 7-10 days, giving you the capital you need to move fast and capture the market.

💰

Pay After You Sell

Zero monthly grind. You only repay when the property sells — your capital stays protected until closing.

📍

We Know the Market

Deep local expertise in Southeast Michigan — we understand the metro Detroit property landscape.

📈

More Leverage

Access to capital that lets you scale operations and take on larger, more complex projects.

🏠

Selling Help Included

We don't just lend — we help you sell, with guidance on marketing and listing your property.

✅

Simple Application

Get pre-qualified online in minutes with a streamlined process built for fast-moving investors.

Pay Only After You Sell

We don't just lend money — we provide the capital you need to move fast. No monthly grind while you renovate. You repay when the property sells, and if you want, we can help you sell it too.

The Process

From Application to Funding, Fast

No red tape. Just speed and certainty of execution.

1

Apply Online

Submit your deal details and investor profile through our secure portal.

2

Term Sheet

We issue a detailed term sheet outlining your loan terms and repayment schedule.

3

Close Fast

Our local underwriting process gets you closed in 7-10 business days.

4

Flip & Repay

Focus on rehabbing and selling. You repay us only when the property sells.

What Investors Say

Real Deals, Real Feedback

★★★★★
"Closed in 8 days on a duplex in Warren. No bank was ever going to move that fast, and the team actually understood the numbers on my deal."
DM
David M.
4 flips completed · Warren, MI
★★★★★
"They helped me set up my LLC before I even had my first deal locked down. One less thing to worry about, and it made the whole process feel legit."
RT
Renee T.
First-time investor · Dearborn, MI
★★★★★
"Straightforward terms, no surprises at closing. They walked me through everything since it was my first deal with a hard money lender."
JK
James K.
9 flips completed · Detroit, MI
Common Questions

Frequently Asked Questions

How fast can I actually close?
Most deals close in 7-10 business days once we have your paperwork and the property has been evaluated. Because we underwrite locally, we're not waiting on a call center or a corporate committee.
What credit score do I need to qualify?
There's no hard minimum — we weigh the deal itself (purchase price, ARV, your exit strategy) alongside your credit profile. A soft credit pull during pre-qualification won't affect your score.
Do I need an LLC to get funded?
Most of our loan programs require borrowing through a business entity rather than as an individual. If you don't have one yet, we offer LLC formation as a service and can have you set up quickly — learn more here.
What areas do you lend in?
We focus exclusively on Southeast Michigan and Metro Detroit. That local focus is intentional — we know these neighborhoods, values, and contractors firsthand.
Is there a penalty for paying off my loan early?
No. If you sell or refinance ahead of schedule, there's no prepayment penalty — you simply pay off the balance and you're done.

Don't Have an LLC Yet? Start One Free.

We handle the paperwork so you can focus on your next deal. Tell us about your business and we'll take care of the rest.

Start Your LLC Free

Ready to Get Pre-Qualified?

Tell us about you and your deal. It only takes a few minutes.

Get Pre-Qualified